I try not to get too technical with my articles because I don’t want them to be boring. But you’re here to learn right? To better yourself and your family’s financial situation? If this one is a bit too advanced for where you’re at in life, you should bookmark it and come back to it […]
About Tim Kim
I’m a self-made millionaire immigrant and a VP at a mid-size company based out of Orange County, California. I moonlight as a personal finance & fitness blogger, business consultant, personal trainer, and success coach. I'm 31 years of age, a firm Christian, with a wife (Grace) and son (Josiah). Connect with me on Instagram, Twitter, Facebook, YouTube, and LinkedIn! If you haven't done so yet, please don't forget to subscribe!
Today’s post is contributed by Amy Nickson, a passionate writer on finance. Amy is a professional blogger who has started her own blog and also works as a contributor for the Oak View Law Group. You can find her writings on the following facebook page as well. Enjoy! When should you get a credit card […]
I’m sure you’d agree that, at a bare minimum, there are racial biases in our society. So not necessarily down-right hatred (although we’re seeing a ton of that these days), but at least there are a fair amount of preconceived notions and biases within our social groups, in the marketplace, in our schools, politics, in […]
What is this about? – Updated 9/14/17 So most of you know I do monthly cash give-aways (on Instagram and YouTube). I’ve done a total of (7) $500 give-aways so far this year! But I want to try something different this time around: The top 3 commenters on my blog will have the option of […]
Today, I have a guest post featured on Retire by 40. One of the most-followed early retirement sites in the US. Below is a snippet, but please click on over to read the whole post. You won’t want to miss this! What if I told you that you can hit $1,000,000 if all […]
Here Are The Top 16 Financial Mistakes Everyone’s Making: Are You Throwing Your Money Away on Any of Them?
Insufficient Savings Rate This one’s just math. If you’re saving 10% of your paycheck starting from when you get your first job at age 22, assuming a 5% annual ROI, you’ll be able to retire in 51 working years (age 73). If you save 15%, you’ll be able to retire at age 65. If you […]
You’ve probably heard the statistic that the general population is far more afraid of public speaking than they are of even dying. Is that unbelievable or what?!?! So if I asked a group of you the following question: Can I get a show of hands which you’d prefer, from these two radically different options? Door […]
According to a survey conducted by GOBankingRates, here in America, roughly 41% of men, and 56% of women report living paycheck to paycheck. Additionally, 52% of men and a mind-blowing 69% of women report not having enough to cover just 6 months’ worth of expenses (the golden rule for emergency savings)! What this means is […]
I have chronic anxiety. To the point that I have trouble breathing sometimes. When I’m having these “episodes” (sounds so corny, I’m cringing while I’m typing this), I try to consciously take in deep breaths, but I feel like I can only get about 80% of my lung capacity. ARRRrrghhh! It’s so frustrating and debilitating […]
Today I have a special guest post by my friend and fellow PF blogger, Rob Andersen, over at Mustard Seed Money. Enjoy! I have encountered many people who believe that credit cards are evil. Even when I argue the benefits of credit cards, such as online protection online, extended warranties, and cash back rewards, I […]