What is this about? So most of you know I do monthly cash give-aways (on Instagram and YouTube). This will be my 7th $500 give-away! We held a vote a while back on my Instagram page, and the VAST majority of you wanted the $500 split between 5 winners; rather than the full $500 pot […]
So I gave my reasoning, in a previous post, for why I believe the US stock market will continue to do extremely well going forward: Previous Post: Dow 50,000 Within 10 Years But I like to hedge my bets by being globally diversified. It’s also one of the reasons why I did so well this […]
We hear it in the news quite often these days: “The stock market is at “all time highs!! Move to cash!!” But have you ever thought about exactly how often the market’s at “all time highs?” Maybe it’s not that uncommon. Since 1950 to now, roughly 1 out of every 15 days the market was […]
When you contribute to your 401K, your IRA, or just buying individual stocks through your brokerage, have you ever wondered where the money went? Most people incorrectly assume that the money goes to the company. So for example, if you buy $1000 of apple stock, the $1000 goes to Apple. Well, this isn’t typically the […]
Everyone seems to be talking about Bitcoin these days. I recently read an article about an 18-year old high school dropout who became a Bitcoin millionaire. So it’s no surprise that people are taking notice! What is Bitcoin? Bitcoin is a digital currency (cryptocurrency) that does not require a central authority (i.e. governments, banks, or […]
How can this be? I thought I was fit, and BOOM one day, I wake up to find myself 40lbs overweight. What happened? How did I get to this point of failure (for the record I went from 175lbs to ~214lbs). How does anyone get to any catastrophic point of failure? Whether it’s being overweight, […]
Not grasping this concept will set in stone, a lifetime of financial struggle, for you and your loved ones. Especially because not considering opportunity costs has a cumulative negative effect on your finances. The way that people usually think, when it comes to spending money, is strictly from an accounting standpoint. Not an opportunity cost […]
Are you a dividend-chaser? In their 1961 paper, “Dividend Policy, Growth, and the Valuation of Shares,” Merton Miller and Franco Modigliani established that dividend policy is irrelevant to stock returns. A dollar in the form of a cash dividend and a dollar in the form of selling shares is equal (without considering variables like trading […]
That’s my prediction. Sound crazy? Well, here’s my reasoning: #1 – Massive Millennial Population A lot of people are saying that because the Baby Boomers are retiring from the work force, that things are looking bleak for the stock market and the economy as a whole. Because it translates to a huge loss in productivity […]
Everyone has a number, right? Or is it just me? I’m talking about that financial goal that you’re trying hit. Come on, you must have one!?!? Well that number for me is a quarter of a billion bucks: $250 million; and this is on the conservative side. Yes, you read that right. Now before you […]
Timothy S. Kim
Entrepreneur, Coach, & Investor
Welcome to my blog! My goal is to share what I know about money, career, and fitness. I don't profess to know everything; but learning, and continued progress, is a life-long journey. So follow along with me and I'll share some nuggets of info I come across along the way.
Thanks for stopping by!