The #1 Most Costly Financial Mistake
Imagine this with me:
You’re at your doctor’s appointment.
Nothing unusual. Just a routine checkup.
Your doctor goes through the usual. Checks your weight, checks your blood pressure, looks in your ear, and listens to your lungs like she always does. Again, just standard protocol.
You’ve gained some weight…your blood pressure could be better…all stuff you already know.
She mentions to you that she can hear a slight wheezing so she asks you, “have you been short of breath as of late?” You respond “yes, now that you bring it up, it feels like I’ve been getting short of breath lately. More than usual. I haven’t been exercising so I’m out of shape; as you can tell from my weight and blood pressure results…”
“Hmm, odd, I hear some fluid around your lungs as well; to be safe, let’s have you get a CT scan” says the doctor.
You head on over to the facility next door to get your scans done. Might as well since you took the whole day off of work for the doctor’s appointment, so why not just knock everything out in one sitting.
The next day you head to work.
At around noon, you get a call from your doctor’s office saying that you need to come in to do a biopsy. Grudgingly you leave your office early and return to the hospital, knowing that you’ll have to work remotely that evening because of all the work that’s starting to pile up.
The next day, early morning, you get another call from your doctor’s office saying that you need to come in immediately. What’s so urgent that you need to come in immediately? So you call in sick, and head over to the hospital. You enter your doctor’s office. She greets you and asks you to have a seat.
The doctor says to you with a serious look on here face, “there’s something important I need to tell you. I don’t know how to say this any other way so I’ll get straight to it. Your biopsy results came back. You have lung cancer. Stage 4. I’m sorry, but there is no cure. You have 12 weeks to live. I’m very sorry.”
Your vision starts to tunnel in. Your doctor is still speaking but you can’t make out her words. Did you hear her correctly? You have cancer? You’ll be dead in 12 weeks’ time. And that’s all you can think about. It all feels like a bad dream. How is this happening to me? Why me?
Not making health a high priority
Really try to personalize this story. As if this was happening to you.
So my question to you is this: to what extent would you go to save yourself?
If a person truly had only 12 weeks to live, I know of no one that wouldn’t spend his entire life’s savings to try to save himself.
If it means the choice between life or death, we’re all willing to spend every penny we have to get healthy again.
And yet we’re still not proactive about our health. Even though we know there are actions we can take in order to drastically decrease the chance of developing certain cancers, heart disease, diabetes, dementia, the list goes on.
Let’s take smoking for example. Do you think that smokers don’t know that smoking is bad for them? They all know that smoking drastically increases the chance of lung cancer and yet they still smoke. The same can be said for not exercising and not eating healthily. Almost every potential malady under the sun can be attributed to not living a healthy lifestyle.
So rather than reaping the medical costs and the biggest cost of all (life itself), later down the road, or maybe even a week from now…why not start today? Why not make health a priority?
Here’s a saying my mom used to say quite a bit to us as we were growing up (not sure where she got it from; might be a Chinese proverb); went something like this: “If you lose money, you’ve lost a little; if you lose a friend, you’ve lost a lot; if you lose your health, you’ve lost everything.”
What do you think? Do you agree that this is the #1 most costly mistake that people make? Are you making an effort to have health be a priority? What are some concrete steps you will take this week in order to invest in your health and future well-being?