Archive

As Charlie Munger, billionaire and business partner of Warren Buffet, says, “If it wasn’t for the stupidity of most people,” he says he wouldn’t be so rich. That’s kind of a harsh way to say it. I don’t say it quite that harsh, but you probably get where he’s coming from. This is somewhat controversial, […]

Have you ever wished you could go back in time to change some of the decisions you’ve made? Maybe correct some mistakes, try something different, or be a better person? The #1 advice for younger Tim If I can go back in time to when I was 20 years old, knowing what I know now, […]

I get asked a lot, “Hey Tim, how do you stay so focused all the time? How do you stop procrastinating?” But here’s what a lot of people don’t realize: I procrastinate too! Who doesn’t procrastinate? Seriously? So many people these days act like they’re so busy and so productive. I honestly think most people […]

I’m sure you guys have noticed that I haven’t been blogging as much as I used to. I used to blog consistently 3x a week for probably over a year when I started; and now I blog maybe once a month, if even that. So what gives? Well, here are some reasons why, in case […]

It’s easy to misunderstand money Often, people misunderstand money. They believe false inventions, myths, and misinterpretations that were passed on to them by others who were misinformed by others (i.e. parents, teachers, friends, colleagues, etc). this then infects the rest of society, and around and ’round we go. And that is why the average person […]

Last I checked, stocks of Sears is trading at 31 cents a share. 11 years ago, they were worth $131 a share. How crazy is that? Well known brands and companies are going extinct Does the story of Sears sound familiar? Think about all the big names that have gone bye-bye in recent times. Toys […]

My last post was on whether or not you should pay off / pay down your mortgage or invest, so I thought it would be fitting to tackle a similar situation that many of you might find yourselves in. Related: Should you pay off your mortgage or invest? Should you pay off your student loans […]

I get asked this question a lot. Should I focus on paying off my mortgage or invest? This is a tough question to answer with a blanket statement general response because everyone’s financial situation is so drastically different. In an ideal world, you would do both. But typically, most people have to focus more on […]

Do you sometimes have thoughts like this? Why am I here? “What happened? Why am I so unhappy? Why am I so anxious and stressed all the time? “I thought a job would make me happy, but it isn’t, why do I feel so unfulfilled? “I thought that raise and/or bonus would make me excited, […]

Lol, that’s me and my little bro in the picture. And that’s some dirty apartment we used to live in where we slept on the ground (although to be fair, in Korea a lot of people slept on the ground back then and not on beds). Some people don’t think I can relate to them. […]