Archive

What do you think is one of the biggest obstacles a person can face in life? Something that can completely take away all of your confidence and make you feel stressed, anxious, depressed, and not wanting to do anything? Hopelessness. When you’re overcome with feeling hopeless, it seems like there’s no light at the end […]

Put it into an IRA and watch your money multiply! This one’s my favorite option because it’s, by far, the easiest no-hassle option, with a very respectable return. Just throw all of it into an IRA and watch it grow! Let’s say you’re 15 years old. And the $1,000 is money that you saved from […]

I get a lot of questions on how and where to invest. Where should I put my money? Which stocks should I buy? How much of each should I buy? There is no black and white answer because there are many roads to Rome; that said, I highly recommend that the majority of people keep […]

I try not to get too technical with my articles because I don’t want them to be boring. But you’re here to learn right? To better yourself and your family’s financial situation? If this one is a bit too advanced for where you’re at in life, you should bookmark it and come back to it […]

Today’s post is contributed by  Amy Nickson, a passionate writer on finance. Amy is a professional blogger who has started her own blog and also works as a contributor for the Oak View Law Group. You can find her writings on the following facebook page as well. Enjoy! When should you get a credit card […]

Today, I have a guest post featured on Retire by 40.  One of the most-followed early retirement sites in the US.   Below is a snippet, but please click on over to read the whole post. You won’t want to miss this!   What if I told you that you can hit $1,000,000 if all […]

Insufficient Savings Rate This one’s just math. If you’re saving 10% of your paycheck starting from when you get your first job at age 22, assuming a 5% annual ROI, you’ll be able to retire in 51 working years (age 73). If you save 15%, you’ll be able to retire at age 65. If you […]

You’ve probably heard the statistic that the general population is far more afraid of public speaking than they are of even dying. Is that unbelievable or what?!?! So if I asked a group of you the following question: Can I get a show of hands which you’d prefer, from these two radically different options? Door […]

According to a survey conducted by GOBankingRates, here in America, roughly 41% of men, and 56% of women report living paycheck to paycheck. Additionally, 52% of men and a mind-blowing 69% of women report not having enough to cover just 6 months’ worth of expenses (the golden rule for emergency savings)! What this means is […]

Today I have a special guest post by my friend and fellow PF blogger, Rob Andersen, over at Mustard Seed Money. Enjoy! I have encountered many people who believe that credit cards are evil.  Even when I argue the benefits of credit cards, such as online protection online, extended warranties, and cash back rewards, I […]