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Here’s a quote from a long time ago by brilliant French economist, Louis Bachelier: “Clearly the price considered most likely by the market is the true current price: if the market judged otherwise, it would not quote this price, but another price higher or lower.” Prices don’t change when the expected happens It’s the unexpected […]

I get asked this question a lot. Should I focus on paying off my mortgage or invest? This is a tough question to answer with a blanket statement general response because everyone’s financial situation is so drastically different. In an ideal world, you would do both. But typically, most people have to focus more on […]

I often shy away from tougher topics because I feel like most people won’t read it since it’s so boring and complicated. It’s understandable. I get it. It’s tough to sit through and read through charts and graphs and formulas. I hated math so I get it. I still do, but I like “functional math.” […]